Call Us (651) 341-8840

Search for Homes
Search for Homes

Call Us (651) 341-8840

BLOG

About Us

Hello!

We're Team Kathy Borys

We’re your Minneapolis – St. Paul – Twin Cities Real Estate Agents who love to laugh, check out the local scenes, and keep you up-to-date on the latest housing market trends in the area.
Whether you’re thinking of buying your first home, relocating to the Twin Cities area, or looking for your “forever home”, we’re here to share our expertise, insights, and of course, some fun, to help you explore all that our metro area has to offer! 

Learn More About Us

Categories

Stay Connected

Sign up for our newsletter to stay informed on the latest Twin Cities real estate market insights from us!

Search
Real Estate Tips & Advice

Strategies to Pay Off Your Mortgage Sooner

With homeownership, one milestone often looms larger than others: paying off the mortgage. While it may seem like a distant goal, there are steps you can take to accelerate the process and achieve financial freedom sooner. 1. Refinance Strategically:    One of the options is refinancing. Keep an eye on market trends and consider refinancing your mortgage to take advantage of lower interest rates and possibly a shorter loan term. This move can potentially reduce

Read More »
Uncategorized

Unlocking Your Next Home: How HELOCs Can Fund Your Move

Whether it’s upsizing for a growing family, relocating for career opportunities, or seeking a change of scenery, life includes changes. Navigating these transitions while managing existing mortgage obligations can be challenging, but with strategic financial planning, homeowners can leverage their assets to make their next move less stressful. One such tool at their disposal is the Home Equity Line of Credit (HELOC). Let’s explore how homeowners can use HELOCs to purchase their next home.   Understanding HELOCs

Read More »

Navigating the Mortgage Journey: Things to Avoid After Applying 

  Congratulations, you’ve taken the first steps toward homeownership by applying for a mortgage! In this blog post, we’ll explore the key things to avoid so you experience a smooth journey to your dream home.   1. Changing Employment Status:  It might be tempting to explore new job opportunities or change employment after applying for a mortgage. However, this can introduce uncertainty to your financial stability. Lenders prefer stability, so be sure to maintain your current employment

Read More »
Real Estate Market Insights

Thinking of a 1% Commission Offer? Consider This Before Hiring a Discount Real Estate Broker

Are you thinking about hiring an agent to sell your house? You might be tempted by the 1% commission offer, thinking it’s a steal. But hold up – that 1% broker can end up costing you way more than you bargained for. Sure, going for a discount broker seems like a smart move when you’re trying to get the most out of your property. But not every real estate agent is on the same and

Read More »

Elevate Your Lifestyle: The Advantages of One-Level Townhome Living

In the ever-evolving landscape of real estate, there’s a rising star stealing the spotlight — one-level townhomes! Imagine a living space where accessibility meets chic design, where simplicity intertwines with modernity. These homes aren’t just a place to reside; they’re a lifestyle elevation, offering a symphony of conveniences tailored for a spectrum of homeowners. Join us as we unravel the wonders of one-level townhome living, where every step is a leap toward a life of

Read More »
Uncategorized

Tips for Hosting a Memorable Thanksgiving Celebration

The holiday season is just around the corner, and Thanksgiving is the perfect occasion to gather with loved ones and create lasting memories. Whether you’re hosting your first Thanksgiving or looking to up your game, we’ve got you covered with some tried-and-true tips for hosting a fantastic Thanksgiving celebration. 1. Plan Ahead The key to a successful Thanksgiving gathering is planning. Start by creating a checklist of tasks, including menu planning, guest list, decorations, and

Read More »
Photo of a white house with changing leaves in the background.
Real Estate Market Insights

Fall Home Maintenance Checklist: Preparing Your Minnesota Home for Winter

As the leaves change color and the temperatures drop, it’s a sure sign that Fall has arrived in Minnesota. While it’s a beautiful season, it’s also the perfect time to prepare your home for the challenges of winter. Proper Fall maintenance can help you avoid costly repairs and ensure your home stays warm and cozy throughout the colder months. Here’s a comprehensive checklist to help you get started: 1. Inspect and Clean the Gutters: Remove

Read More »
Twin Cities Attractions & Events

Unveiling Cultural Gems: Exploring the Best Museums in Minneapolis & St. Paul

The Twin Cities of Minneapolis and St. Paul, nestled along the banks of the Mississippi River, are not only hubs of business and innovation but also treasure troves of cultural richness. From art to science, history to interactive experiences, these cities boast an impressive array of museums that cater to all interests. Join us as we embark on a journey to uncover some of the finest museums that Minneapolis and St. Paul have to offer.

Read More »
Real Estate Videos

Your Minneapolis Home’s Potential: Understanding Home Equity with Kathy Borys

In an era where home ownership has become a crucial investment, building equity in your property is of paramount importance. The potential to capitalize on your home equity can offer opportunities for financial growth and security. In this engaging and enlightening Q+A session, Kathy Borys, an experienced Coldwell Banker Real Estate Agent, sheds light on the intriguing subject of home equity. With valuable insights and industry expertise, Kathy shares her knowledge, helping homeowners understand the

Read More »
Real Estate Videos

How Much of a Down Payment Should You Put on Your New Home Purchase?

Buying a new home is a significant financial decision, and one of the most critical aspects of buying a new home is determining the down payment. Contrary to the common misconception that a hefty 20% down payment is necessary, the truth is that buyers have been successfully purchasing homes with much less down. In fact, as stated by Kristi Ganske, Coldwell Banker Real Estate Agent, the most common down payment amount is 6%. In this

Read More »

Your Dream Home is One Search Away.

Start Your Advanced Search
Skip to content