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We're Team Kathy Borys

We’re your Minneapolis – St. Paul – Twin Cities Real Estate Agents who love to laugh, check out the local scenes, and keep you up-to-date on the latest housing market trends in the area.
Whether you’re thinking of buying your first home, relocating to the Twin Cities area, or looking for your “forever home”, we’re here to share our expertise, insights, and of course, some fun, to help you explore all that our metro area has to offer! 

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Navigating the Mortgage Journey: Things to Avoid After Applying 

  Congratulations, you’ve taken the first steps toward homeownership by applying for a mortgage! In this blog post, we’ll explore the key things to avoid so you experience a smooth journey to your dream home.   1. Changing Employment Status:  It might be tempting to explore new job opportunities or change employment after applying for a mortgage. However, this can introduce uncertainty to your financial stability. Lenders prefer stability, so be sure to maintain your current employment

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Real Estate Market Insights

Thinking of a 1% Commission Offer? Consider This Before Hiring a Discount Real Estate Broker

Are you thinking about hiring an agent to sell your house? You might be tempted by the 1% commission offer, thinking it’s a steal. But hold up – that 1% broker can end up costing you way more than you bargained for. Sure, going for a discount broker seems like a smart move when you’re trying to get the most out of your property. But not every real estate agent is on the same and

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Elevate Your Lifestyle: The Advantages of One-Level Townhome Living

In the ever-evolving landscape of real estate, there’s a rising star stealing the spotlight — one-level townhomes! Imagine a living space where accessibility meets chic design, where simplicity intertwines with modernity. These homes aren’t just a place to reside; they’re a lifestyle elevation, offering a symphony of conveniences tailored for a spectrum of homeowners. Join us as we unravel the wonders of one-level townhome living, where every step is a leap toward a life of

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Tips for Hosting a Memorable Thanksgiving Celebration

The holiday season is just around the corner, and Thanksgiving is the perfect occasion to gather with loved ones and create lasting memories. Whether you’re hosting your first Thanksgiving or looking to up your game, we’ve got you covered with some tried-and-true tips for hosting a fantastic Thanksgiving celebration. 1. Plan Ahead The key to a successful Thanksgiving gathering is planning. Start by creating a checklist of tasks, including menu planning, guest list, decorations, and

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Photo of a white house with changing leaves in the background.
Real Estate Market Insights

Fall Home Maintenance Checklist: Preparing Your Minnesota Home for Winter

As the leaves change color and the temperatures drop, it’s a sure sign that Fall has arrived in Minnesota. While it’s a beautiful season, it’s also the perfect time to prepare your home for the challenges of winter. Proper Fall maintenance can help you avoid costly repairs and ensure your home stays warm and cozy throughout the colder months. Here’s a comprehensive checklist to help you get started: 1. Inspect and Clean the Gutters: Remove

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Twin Cities Attractions & Events

Unveiling Cultural Gems: Exploring the Best Museums in Minneapolis & St. Paul

The Twin Cities of Minneapolis and St. Paul, nestled along the banks of the Mississippi River, are not only hubs of business and innovation but also treasure troves of cultural richness. From art to science, history to interactive experiences, these cities boast an impressive array of museums that cater to all interests. Join us as we embark on a journey to uncover some of the finest museums that Minneapolis and St. Paul have to offer.

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Real Estate Videos

Your Minneapolis Home’s Potential: Understanding Home Equity with Kathy Borys

In an era where home ownership has become a crucial investment, building equity in your property is of paramount importance. The potential to capitalize on your home equity can offer opportunities for financial growth and security. In this engaging and enlightening Q+A session, Kathy Borys, an experienced Coldwell Banker Real Estate Agent, sheds light on the intriguing subject of home equity. With valuable insights and industry expertise, Kathy shares her knowledge, helping homeowners understand the

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Real Estate Videos

How Much of a Down Payment Should You Put on Your New Home Purchase?

Buying a new home is a significant financial decision, and one of the most critical aspects of buying a new home is determining the down payment. Contrary to the common misconception that a hefty 20% down payment is necessary, the truth is that buyers have been successfully purchasing homes with much less down. In fact, as stated by Kristi Ganske, Coldwell Banker Real Estate Agent, the most common down payment amount is 6%. In this

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Real Estate Videos

Unlock Your Property’s Potential: Assessing the Best Home Improvements for Higher Financial Returns in Minneapolis – St. Paul

When it comes to selling your house, making strategic home improvements can make all the difference in attracting potential buyers and securing a great return on your investment. This blog post will explore the key takeaways from the “Home Improvements for Best ROI When Selling Your House” video with Karina Bigit, Twin Cities Real Estate Agent. Whether you are a seasoned homeowner or a first-time seller, knowing where to focus your resources can help maximize

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Real Estate Videos

Moving Closer to Family: Real Estate Advice for Finding the Perfect Home

The COVID-19 pandemic has brought about numerous changes in our lives, and one of the noticeable trends in the real estate industry is families moving closer to their loved ones. As people strive to prioritize family togetherness and support during challenging times, the demand for larger homes and the concept of multigenerational living has emerged. In this blog post, we will discuss the benefits of moving closer to family and provide valuable real estate advice

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