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We're Team Kathy Borys

We’re your Minneapolis – St. Paul – Twin Cities Real Estate Agents who love to laugh, check out the local scenes, and keep you up-to-date on the latest housing market trends in the area.
Whether you’re thinking of buying your first home, relocating to the Twin Cities area, or looking for your “forever home”, we’re here to share our expertise, insights, and of course, some fun, to help you explore all that our metro area has to offer! 

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Real Estate Market Insights

Thinking of a 1% Commission Offer? Consider This Before Hiring a Discount Real Estate Broker

Are you thinking about hiring an agent to sell your house? You might be tempted by the 1% commission offer, thinking it’s a steal. But hold up – that 1% broker can end up costing you way more than you bargained for. Sure, going for a discount broker seems like a smart move when you’re trying to get the most out of your property. But not every real estate agent is on the same and

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Elevate Your Lifestyle: The Advantages of One-Level Townhome Living

In the ever-evolving landscape of real estate, there’s a rising star stealing the spotlight — one-level townhomes! Imagine a living space where accessibility meets chic design, where simplicity intertwines with modernity. These homes aren’t just a place to reside; they’re a lifestyle elevation, offering a symphony of conveniences tailored for a spectrum of homeowners. Join us as we unravel the wonders of one-level townhome living, where every step is a leap toward a life of

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Photo of a white house with changing leaves in the background.
Real Estate Market Insights

Fall Home Maintenance Checklist: Preparing Your Minnesota Home for Winter

As the leaves change color and the temperatures drop, it’s a sure sign that Fall has arrived in Minnesota. While it’s a beautiful season, it’s also the perfect time to prepare your home for the challenges of winter. Proper Fall maintenance can help you avoid costly repairs and ensure your home stays warm and cozy throughout the colder months. Here’s a comprehensive checklist to help you get started: 1. Inspect and Clean the Gutters: Remove

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Real Estate Market Insights

Don’t Take On Probate Alone – What You Need to Know about Probate

Minneapolis – St. Paul Probate and Surrounding Area The process of selling your loved one’s home is likely going to be emotionally challenging and time-consuming. From sorting personal belongings to finalizing of the sale, there is a long list of responsibilities that an Executor has to handle. By surrounding yourself with professionals who are empathetic and helpful, this process can be easier. Other than an attorney, your greatest resources are real estate professionals that understand the

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Real Estate Market Insights

Should I Buy A Home Before Selling My Current Home?

If you’re thinking about buying a new home before selling your old one, there are a few things you need to take into consideration. The most important thing is your financial situation. Can you afford to carry two mortgages at once? If not, you may need to sell your old home first in order to have the funds for a down payment on your new home.  Other things to consider are whether you’re emotionally ready

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Real Estate Market Insights

What Do I Need To Do Before Selling My Home?

Pre-Sale Home Checklist You’ve decided to put your home on the market. Regardless of your reason for selling, it’s a big decision that might come with a lengthy list of to-dos. This checklist will help get your home in tip-top shape before buyers come knocking. From small touch-ups to deep cleaning, getting your home ready for sale can feel like a daunting task. But with a little know-how and elbow grease, you can prepare your

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Real Estate Market Insights

Can I Buy A Home With No Credit Or Bad Credit?

You may have heard that you need good credit to buy a home. But what if you don’t have any credit or your credit is bad? Can you still buy a home? The answer is yes! There are a few ways to buy a home with no credit or bad credit. Keep reading to learn more about how to do this. If you have no credit, the first thing you should do is start working

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Real Estate Market Insights

How Much Money Do I Need To Buy A Home?

You’ve finally decided you’re ready for the homeownership journey. Congratulations! Homeownership is a fantastic way to build long-term wealth. Not to mention, it’s just really fun and exciting to have a space that’s all your own to design and decorate however you want! But before you get too ahead of yourself, let’s talk numbers. When it comes to purchasing a home, how much money do you need to have saved? Read on to find out.

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Will Buying a Home Help My Credit?
Real Estate Market Insights

Will Buying a Home Help My Credit?

If you’re in the market for a new home, you might be wondering if purchasing a property will help or hurt your credit score. The answer, fortunately, is that buying a home can have a positive impact on your credit—but only if you handle your finances responsibly. Here are three ways that owning a home can help improve your credit rating. 1. You’ll establish a good payment history. One of the most important factors in

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Real Estate Market Insights

Can I buy a house directly from an owner?

You’ve been looking at homes and one day while scrolling through listings online you find the perfect house. The only problem, it’s listed as “for sale by owner” (FSBO). Can you still buy it? And if so, is it a good idea? Here’s what you need to know about buying a FSBO. Buying a FSBO is definitely a possibility. It’s another way of purchasing a home, though this time directly from the owner. Most for

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