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Hello!

We're Team Kathy Borys

We’re your Minneapolis – St. Paul – Twin Cities Real Estate Agents who love to laugh, check out the local scenes, and keep you up-to-date on the latest housing market trends in the area.
Whether you’re thinking of buying your first home, relocating to the Twin Cities area, or looking for your “forever home”, we’re here to share our expertise, insights, and of course, some fun, to help you explore all that our metro area has to offer! 

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Real Estate Market Insights

What Do I Need To Do Before Selling My Home?

Pre-Sale Home Checklist You’ve decided to put your home on the market. Regardless of your reason for selling, it’s a big decision that might come with a lengthy list of to-dos. This checklist will help get your home in tip-top shape before buyers come knocking. From small touch-ups to deep cleaning, getting your home ready for sale can feel like a daunting task. But with a little know-how and elbow grease, you can prepare your

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Real Estate Market Insights

Can I Buy A Home With No Credit Or Bad Credit?

You may have heard that you need good credit to buy a home. But what if you don’t have any credit or your credit is bad? Can you still buy a home? The answer is yes! There are a few ways to buy a home with no credit or bad credit. Keep reading to learn more about how to do this. If you have no credit, the first thing you should do is start working

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Real Estate Market Insights

How Much Money Do I Need To Buy A Home?

You’ve finally decided you’re ready for the homeownership journey. Congratulations! Homeownership is a fantastic way to build long-term wealth. Not to mention, it’s just really fun and exciting to have a space that’s all your own to design and decorate however you want! But before you get too ahead of yourself, let’s talk numbers. When it comes to purchasing a home, how much money do you need to have saved? Read on to find out.

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Will Buying a Home Help My Credit?
Real Estate Market Insights

Will Buying a Home Help My Credit?

If you’re in the market for a new home, you might be wondering if purchasing a property will help or hurt your credit score. The answer, fortunately, is that buying a home can have a positive impact on your credit—but only if you handle your finances responsibly. Here are three ways that owning a home can help improve your credit rating. 1. You’ll establish a good payment history. One of the most important factors in

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Real Estate Market Insights

Can I buy a house directly from an owner?

You’ve been looking at homes and one day while scrolling through listings online you find the perfect house. The only problem, it’s listed as “for sale by owner” (FSBO). Can you still buy it? And if so, is it a good idea? Here’s what you need to know about buying a FSBO. Buying a FSBO is definitely a possibility. It’s another way of purchasing a home, though this time directly from the owner. Most for

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Real Estate Market Insights

Is buying a home a good investment now? 

When is the Right Time to Buy a House? A lot of people are asking whether now is a good time to buy a house. There are many things to consider when making this decision. Here are a few key factors to keep in mind as you navigate the decision of when to buy a house. Job Security One of the most important things to consider before buying a house is your job security. Can

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